Security for the
insurance sector India trusts.
Customer PII at scale, claims flows that move real money, agent + aggregator API surfaces, and an IRDAI cybersecurity mandate that prescribes the audit format itself. Regulator-aligned, fraud-aware, CERT-In empanelled since 2008.
The Challenge
Why insurance needs specialised security testing
Generic VAPT misses what makes insurance distinct — IRDAI-prescribed scope, claims-flow integrity, agent / aggregator API trust boundaries, and a fraud-actor profile that scanners do not understand.
IRDAI Cybersecurity & ISNP Mandates
Insurers, reinsurers, and ISNPs face IRDAI-prescribed cybersecurity controls — annual VAPT, IS audit, ISNP-specific testing, and incident reporting. Reports need to map to specific IRDAI clauses; generic VAPT submissions get rejected. CERT-In empanelment is the qualifying baseline.
Customer-PII + Claims-Data Scale
Insurers hold tens of millions of policy records — KYC documents, medical histories, claims, beneficiary details. Under DPDP Act and IRDAI privacy obligations, breaches are reportable and material. Mobile apps, agent portals, aggregator integrations, and policy-administration platforms all multiply the data perimeter.
Agent / Aggregator API Surface
Quote engines, policy-issuance APIs, agent commission systems, web-aggregator integrations (PolicyBazaar, etc.), and TPA-claims APIs create dozens of trust boundaries. BOLA, BFLA, mass-assignment, and quote-tampering bugs at any of them can directly harm customers and the brand.
Fraud Detection + Transaction Integrity
Insurance fraud is a multi-thousand-crore problem in India. Claims-flow tampering, beneficiary substitution, duplicate-claim abuse, and policy-issuance gaming all rely on business-logic flaws scanners cannot see. Red-team simulation calibrated to the fraud-actor profile is the appropriate control.
Services for Insurance
Security tests calibrated to the insurance sector
Each service is scoped to IRDAI report-format, ISNP audit windows, and the technology stacks Indian insurers actually run. Fraud-aware, claims-aware, customer-PII-aware throughout.
Web Application Testing
Customer portals, agent dashboards, policy-administration consoles, claims-processing platforms, and self-service issuance flows — beyond OWASP Top 10 into business-logic abuse and fraud-pattern testing.
Learn More →API Security Testing
BOLA, BFLA, mass assignment, replay testing across quote, policy-issuance, claims, eKYC, and aggregator integration APIs. Tenant isolation in multi-insurer SaaS platforms is a core focus.
Learn More →Mobile App Security
iOS and Android testing of customer apps, agent apps, and claims-submission apps — biometric onboarding, OTP relay, document upload, in-app payment SDKs.
Learn More →Network Penetration Testing
External + internal + AD assessments across head-office, branch, and TPA networks. PCI DSS Req 11.4 + IRDAI annual VAPT aligned. Segmentation validation between corporate and core-policy systems.
Learn More →Red Team — Fraud-Focused
Adversary simulation calibrated to the insurance fraud-actor profile — claims-flow abuse, identity-substitution, agent-pretext access. Brand-safe, MITRE ATT&CK-mapped, with fraud-detection-team handover.
Learn More →Compliance & Audit
IRDAI Cybersecurity Framework + ISNP-specific testing, CERT-In annual, ISO 27001, PCI DSS where premium-collection touches cards, GDPR for cross-border.
Learn More →Compliance
Frameworks that matter to insurers
We map findings to the specific clauses your IRDAI auditor, sponsor reinsurer, customer DPA, or aggregator integration partner will check — IRDAI Cybersecurity, ISNP-specific, DPDP, ISO 27001, PCI DSS.
Who We Work With
Trusted across India's insurance estate
Brands listed below are current or recent customers in the insurance bucket. Some references are by name with sector descriptor; some are anonymous by counterparty preference. Engagement specifics stay confidential — what's shared is the identity, not the work.
Go Digit
General InsuranceICICI Prudential Life
Life InsuranceTop Health Insurer
Health InsuranceAditya Birla Capital
Insurance & WealthTier-1 Reinsurer
ReinsuranceTop Web Aggregator
Insurance AggregatorInsurance clients
Audit-format aligned
CERT-In empanelled
Red-team methodology
Test before the next IRDAI review.
Whether it's an IRDAI annual VAPT, an ISNP-specific audit, a claims-flow red team, or aggregator-API security testing ahead of an integration go-live — talk to our insurance-sector lead.